<?xml version="1.0"?>
<document xmlns:xi="http://www.w3.org/2001/XInclude">
  <p>120 Mz is adequate for an average home user.</p>
  <disclaimer xml:base="disclaimer.xml">
  <p>The opinions represented herein represent those of the individual
  and should not be interpreted as official policy endorsed by this
  organization.</p>
</disclaimer>
</document>
